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Hi.com Crypto Card Review (9.3/10⭐)

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Hi.com was launched in 2021 as a crypto exchange founded by the former CMO of Crypto.com. The Mastercard-backed card is one of the financial services that it offeres. The solution combines features of leading online payment solutions with cryptocurrencies, enabling users to use the supported coins for their regular purchases and receive great rewards. Here is a quick look at the card: where you can use it, its pros and cons, and more to help you make the right decision. Get the Hi.com card now!

9.3 rating

›› Get the Hi.com Crypto Card

Card Details

Card Provider: Mastercard
Lockup Amount: 100 - 10,000,000 HI
Cashback: 1-10%
Cashback Currency: HI
ATM, free withdrawals: Local currency 0% ATM fee, 1-2% in any other denomination dependent on tier.
Denomination Currency: EUR and GBP
Card Type: Physical & Virtual
Spend Type: Fiat & Crypto (Manual top-up)
Mobile Pay Support: Google Pay / Apple Pay

The crypto debit card with a difference: enjoy subscription rebates from Netflix, Amazon, and more!


Advantages with Hi.com Crypto Card

+ Card supports several popular cryptocurrencies.
+ Supports four fiat currencies: USD, EUR, GBP, and HKD.
+ Straightforward and attractive cashback system.
+ There are no conversation costs for using cryptos.
+ Works at all Mastercard-accepting outlets.


- Cashback only available in HI tokens at present.
- Rewards are not high on the lower-tier cards.
- Only currently available in the EEA and UK.

About the crypto card

The Hi.com Card is a crypto-supported Mastercard that is provided by Hi.com Financial Services. The card accepts such crypto coins as Hi, Ethereum, Bitcoin, Tether USD, Binance Coin, Binance USD, DAI, Litecoin, Dogecoin, True USD, and USD Coin. Users can also load the card with fiat currencies such as USD, GBP, EUR, and HKLD as they would on any other MasterCard. For those who would like to use bank transfers to load their card, the minimum deposit is $100.

You will get a new card when you move up the reward tiers offered by Hi.com. There are six tiers, namely Basic, Black, Silver, Gold, Platinum, and Diamond. Each tier has its own card color and monthly transaction limits. The details of the card are sent with it when you receive it.

Gold members and above will be eligible for NFT avatar customization, which will support a limited range of NFT collections including CryptoPunks and Bored Ape.

Countries Allowed: Austria, Belgium, Belgium, Belgium, Bulgaria, Cyprus, Czech Republic, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Romania, Slovenia, Spain, Sweden, Switzerland, United Kingdom
Countries Not Allowed: Australia, China, India, Israel, Japan, Mexico, New Zealand, Russia, South Africa, Turkey, , United Arab Emirates, United States

More about the rewards

Hi.com uses a six-tier system to reward its loyal customers as follows:

+ Basic - 1% Spend Reward
+ Black - 3% Spend Reward
+ Silver - 5% Spend Reward
+ Gold - 8% Spend Reward
+ Platinum - 9% Spend Reward
+ Diamond - 10% Spend Reward

There is also a choice of 100+ subsciption rebates inluding Spotify, Netflix, Amazon, Airbnb and many more. You pay as normal, then you'll be refunded the HI token equivalent. Depending on your tier, you can get these rebates on between 1 and 10 services.

On the gold, platinum and diamond packages, there are addional travel benefits for hotel rooms such as:

+ Best rate guaranteed
+ Room upgrade
+ Breakfast
+ Late checkout
+ 100 USD Hotel Credit


Rewards Cap

There is no rewards cap for the card that you use. The rewards are connected to the transaction limits.


About the fees

There are no commissions or fees charged to customers when they use the card. What the company does is create transaction limits within which you do not get charged.

This makes it the ideal card to use if you are a regular online shopper who uses cryptocurrencies.

You can spend 10,000 EUR/GBP per month on basic, black and silver. And 30,000 for gold, platinum, and diamond.


About the Crypto Card Company

Hi.com is the cryptocurrency exchange that is behind the Hi Card. The company was launched in 2021 and has a wealth of experience via the CMO of Crypto.com. The card itself is issued by Via Payments UAB, partnering with Moorwand Ltd.



How do you get a Hi.com Card?

You can apply for a Hi.com Card once you join the Hi.com platform. You can make the application on the website or through their mobile app. The duration it takes to get the card is determined by your geographical location around the world. New tier cards are sent with changes in the tier rank.

Can you withdraw cash with your Hi.com Card?

Yes. You can withdraw cash with your Hi.com card. However, you can only withdraw using the supported currencies, and you will be charged the current MasterCard withdrawal rates. Therefore, you can withdraw foreign currencies from supported ATMs.

›› Get the Hi.com Crypto Card


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