Top 4 Crypto Sites Accepting Klarna for Deposits

Klarna blue logoSebastian Siemiatkowski, Victor Jacobsson, and Niklas Adalberth founded Klarna in 2005 to make online payments simple and safe for retailers and customers. One of the great options with Klarna is that you can split the repayment over a few weeks or months. Even if Klarna´s buy now, pay later got a lot of criticism, many users also really appreciate this payment option.

Reputable crypto exchanges that accept Klarna facilitate open payment conditions to allow users to buy BTC, ETH and other cryptocurrencies.

You can get started in a hassle-free manner, where you use your mobile device to deposit with Klarna as a cost-effective, fast, easy-to-use deposit method. It has partnered with various crypto websites and these partnerships help Klarna mark its way as a deposit option when purchasing cryptocurrency across exchanges. It stands out due to the equity funding, making it the highest valued fintech in Europe and the second highest globally. Klarna as a deposit method gives three options: to pay now, pay later or pay monthly.


Top 4 sites to buy crypto with Klarna

This is the toplist with the best sites to buy, sell or trade cryptocurrencies through Klarna. To learn more why a certain site is ranked the way it is, you can read our review by clicking the review button.

Local Bitcoins
Buy bitcoin locally, with almost any deposit method. Local Bitcoins make crypto investment easy.
Skilling offer crypto CFD trading with rapid execution & the lowest spread for BTC and ETH among the CFD brokers.
Huobi is a global crypto exchange with Chinese founders, with lots of instruments and low transactions costs.
Paxful got over 350 different deposit methods in order to get started with crypto investing.

We generally recommend using an exchange or platform with good track record, great reputation and positive feedback from its customers. The better option for you as customer, the better ranking we give them.



The deposit option is exciting as you can split your deposit into four interest-free payments. Klarna has more than 150 million active consumers and is a highly valued private fintech. The deposit method is famous for its “Buy Now, Pay Later” (BNPL) system which lets consumers decide how to pay for their purchases. In this case, it is applicable as the person can use it to purchase cryptocurrency via these exchanges. The crypto exchange partnership with Safello marked the beginning of Klarna in the crypto world. A new sector is rising to offer crypto trading, and Klarna tends to become a one-stop shop for personal finance services. Therefore, using the platform as a deposit option for cryptocurrency can be a massive step in the crypto exchange world.


+Users of Klarna have flexible payment options with various payment choices.Advantage - logo
+There are no hidden charges with the method providing no-interest financing options.
+Klarna offers secure transactions due to increased security and encryption.
+Klarna has high customer retention with increased satisfied customers.
+There are no prepayment fees associated with the deposit method.


-Setting up a Klarna account can be time-consuming. disadvantage logo
-Klarna does not have perfect customer support for complaints and enquiries.
-Klarna offers small loan amounts to its users.
-There are charges incurred on late fees.

What is Klarna?

Klarna offers deposit options on online cryptocurrency sites and holds promise for cryptocurrencies. It can potentially solve the most significant challenges affecting the deposit space. Klarna has a Pay in 4 Plan that allows you to divide your purchase cost into four interest-free installments instead of a one-time payment. The “Buy Now, Pay Later” plan is accessible via its mobile application. Klarna lets traders split their purchases into four equal installments to be paid biweekly and billed until you make the deposits. It also has the Pay in 30, which lets customers deposit the money for payment in 30 days. These payment plans work as a deposit method to ensure that you can cover your trades even if you can’t cover the costs upfront but can afford the subsequent payments.

Klarna Costs

There are no costs when using it as long as you pay on time. The failure to make the payments ten days after the due date incurs a late fee of up to $7. The fee does not surpass 25% of the installment payment amount. Late payments for the Pay in 30 purchase option result in default payments and restrict you from using the service in the future. The installments are interest-free. There are no penalties for paying the balance entirely or before the due date.

Transaction speed for Klarna

The transaction speed is quite fast, and it takes a short time. In a day, there are over 2 million transactions that take place. The transaction speed can be hindered if there are challenges with the account. People choose Klarna due to its rapid transfer speed that facilitates transactions.

Klarna Deposits

1. Choose Klarna from the list of deposit options.
2. Put in the deposit amount and press GO.
3. Finalise the transaction with a verification method of your choice, such as Face ID, Touch ID, or PIN code on your mobile device (whether iPhone or Android).

Which are the major countries where Klarna is used?

Countries, where Klarna is significantly used, include the United Kingdom, the United States, and Australia. Other countries include Sweden, Norway, Denmark, Finland, Austria, Germany, the Netherlands, Switzerland, France, Italy, Poland, Belgium, Spain, Portugal, Hungary, Great Britain, the Czech Republic, Hungary, and Slovakia.

Can you withdraw with Klarna?

The payment option is only viable for deposits and not withdrawals. It does not allow cash withdrawals, and you can use other payment options everywhere. You can pay later or finance your purchases anywhere online. You can only withdraw money from an ATM twice a month, and there is a €2 fee per withdrawal after that.

Reputation of Klarna

Klarna is mainly used by people who want the BNLP system and do not have enough to deposit one-time payments. The platform can let you buy crypto utilizing the system. The fact that there are no minimum scores or interest rates affects users. Crypto exchanges that accept Klarna use it for their reputation as it has seller protection and makes the site credible. The platform assumes credit and fraud risks to ensure traders can facilitate their exchanges in peace.

Its reputation is accredited and given five-star ratings through the reviews of the people who have used it. It is a legitimate platform that makes it easier to find deposits that facilitate purchases and split transactions into four equal payments.

Klarna FAQ

Below are some of the most frequently asked questions about Klara as a deposit method to buy cryptocurrencies.

Is it safe to use Klarna for cryptocurrencies?
Yes, due to the encryption and security measures put in place. Additionally, zero-fraud liability considers customers who are fraudsters as the platform covers the costs.

How do I set up Klarna?
Download the application on your mobile device, iPhone or Android, and register or log in to your Klarna account to set it up.

Is Klarna instant?
Klarna offers instant payments in a smooth one-click purchase experience. Still, you can choose to pay any bills from Klarna immediately, pay it later or as a monthly payment. Crypto Lists advice our users to never deposit more than you can afford to loose and never pay for crypto on a monthly basis. Cryptocurrencies are risky and volatile assets so please be careful.

When was Klarna founded?
Klarna was founded in 2005.

Where is the mother company based?
Klarnas head office is located in Stockholm, Sweden.

Does Klarna only work on Apple devices?
No. It works on all smartphones, laptops, and tablets. It also supports Apple Pay and Paypal

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