Top 18 Crypto Sites Accepting SEPA for Deposits

Sepa logotype
SEPA stands for Single Euro Payments Area and was introduced back in 2008 for credit transfers, but is now also used for safe and quick crypto deposits.

In 2009, SEPA could support direct debits and in 2014, it was available for use by all the euro countries. By 2016, non-euro countries could access its services. Announced by the European banking and payments industry, it is supported by national governments, the Eurosystem, and the European Commission. Quite some of the crypto brokers, exchanges and platforms accepting SEPA are Coinbase and Binance. Get started with a hasslefree deposit method, where you simply use your mobile device. It’s ready and set. Now, just go and deposit with SEPA with one of the crypto sites below.


Top 17 sites for buying, selling and trading crypto with SEPA

This is the toplist with the best sites to buy, sell or trade cryptocurrencies with SEPA. To learn more why a certain site is ranked the way it is, you can read our review by clicking the review button. We generally recommend using an exchange or platform with good track record, great reputation and positive feedback from its customers. The better option for you as customer, the better ranking we give them.

Buy bitcoin & crypto from a trusted exchange suitable for almost everyone.
Coinbase App
Want to buy and sell cryptocurrencies easily? Coinbase is where you go!
Coinbase Pro
A more complex crypto exchange for advanced users. Generally better exchange rates than the normal Coinbase app.
Local Cryptos
A Great Non-Custodial Peer-to-Peer Crypto Marketplace, Supporting 40 Deposit Methods.
One of the exchanges available in most places around the world, with among the lowest fees and among the best compatibility for transfers between various blockchains.
Local Bitcoins
Buy bitcoin locally, with almost any deposit method. Local Bitcoins make crypto investment easy.
One of the world’s largest cryptocurrency copy trading platforms.
Gate IO can be your gateway to everything related to crypto – with over 1400 cryptocurrencies to trade in a safe, quick and easy manner.
Buy and sell cryptocurrency on Bitfinex, the home of advanced digital asset trading.
Get inspiration from the markets’ best traders for free! Discover the worlds’ best social crypto trading site, with or without CFDs.
One of the fastest functioning and hottest up and coming crypto exchanges. Try it and see for yourself!
Hodl Hodl
Trade globally on Hodl Hodl, is your go-to P2P Bitcoin platform that doesn’t hold your funds
Paxful got over 350 different deposit methods in order to get started with crypto investing.
Trade With FTX Anywhere & Anytime.
Huobi is a global crypto exchange with Chinese founders, with lots of instruments and low transactions costs.
Largest on crypto. Over 200 cryptocurrencies to trade, both currency exchange with a wallet, CFD trading, staking and much more.
Skilling offer crypto CFD trading with rapid execution & the lowest spread for BTC and ETH among the CFD brokers.


Top 1 casinos with support for Sepa

Crypto Games
Crypto Games gives more than they take, give it a try and stay awake.
10+ games


Above are the best crypto exchanges, platforms and brokers offering funding with SEPA transfers.


This deposit option is one of the quickest deposit methods for Europeans who are into cryptocurrency. SEPA is known for offering deposit options to numerous exchanges and platforms, its top-tier security involving no third party, and zero fees on deposits. Read on and find out its advantages, disadvantages, costs, transaction speed, the countries allowed to use it, its reputation and how to deposits are done.

Advantage - logo


+The deposit fees are zero or very low.
+You can buy lots of crypto without chargeback worries thanks to SEPA.
+SEPA offers deposits with several highly trusted crypto exchanges, brokers and platforms.
+The security is reliable featuring no third party
+Transactions are quite fast compared to many other crypto deposit methods.

disadvantage logo


-Various banks have to clear each transaction for it to go through.
-Deposits can only be made using the euro.
-SEPA is only available in the 36 euro countries.
-Short notices for major changes to euro banks regulations under SEPA.
-Competition from major deposit options supported globally.

What is SEPA?

This is a payment method of the European Union that aims to simplify bank transfers under the euro. With integration of financial instruments, rules, regulations, standards and procedures, this deposit method was implemented in the euro countries and some non-euro countries. SEPA helps its users in funding accounts and making cashless payments in euro to accounts situated in the area. The unique aspect of this deposit method is the low fees it charges and its high scalability.

What are the SEPA costs?

For you to make a transfer, you only need the IBAN. The transfers are charged zero or very low fees, therefore making it a suitable deposit method for your crypto.

Transaction speed for SEPA

Ths deposit method completes transactions in 48 hours or less, which is better compared to bank transfer processing time. Payments such as deposits to exchanges can be completed in 1 to 24 hours. Local transfers are verified severally in a day, however, for overseas transfers, customers have to wait until the following day for the amount to be credited, provided the payment was done before 5PM between business days.

How To Do SEPA Deposits?

1. Visit your desired exchange, broker or platform.
2. Choose SEPA from the list of deposit options.
3. Enter the amount you wish to deposit in euro.
4. Complete the transaction with a verification method of your choice, say face ID or your iPhone or Android’s pin code.

Which are the main countries where SEPA is used?

Some of the main countries where SEPA is used include, Belgium, Spain, France, Portugal, Romania, Italy and Germany. Other European countries that are not in SEPA are Bulgaria, Iceland, Norway, Hungary and Denmark. French Southern and Antarctic Lands, Kosovo and Montenegro are the countries not in SEPA but use the euro currency.

Can you withdraw with SEPA?

Yes, unlike other deposit methods, with SEPA, you can withdraw funds though your preferred exchange, broker or platform by choosing SEPA option for withdrawal. Your IBAN details will be required for you to confirm the withdrawal.

Reputation of SEPA

Changes in cross-border regulations affects large banks as they have to alter their systems to comply to the SEPA regulations. Although I don’t use it, it is reliable with Paypal and Skrill as some of its competitors.


Here we showcase the most frequently asked questions about SEPA. If something you wonder about is not covered, feel free to ask us here.

When was SEPA started?
In 2008 for credit transfers but SEPA later evolved to offer direct debit in 2009.

How many countries does SEPA operate in?
It operates in 36 countries using the euro currency.

Is SEPA instant?
Yes usually, but the slowest it can take to process transfers is 48 hours. Domestic payments are completed within 1 to 24 hours while overseas transfers however are completed on the next day. Make sure to make your SEPA transfer before 14.30 GMT +1, and your chances for getting it done within a few hours increases drastically.

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