Top 16 Crypto Sites Accepting Visa for Deposits

Visa card logotype
Visa has been around for decades, but the company only went public in 2007. Initially, the credit and debit cards were issued by the Bank of America. Today, the company does not issue any cards and only processes electronic transactions. It is currently the largest online payments processors in the world and stands out for its reliability, safety, and transfer speeds. You can use this funding option to purchase cryptocurrencies in most exchanges, and this is considered one of the best payment methods.

Top 16 sites for buying, selling and trading crypto with VISA

This is the toplist with the best sites to buy, sell or trade cryptocurrencies with Visa card. To learn more why a certain site is ranked the way it is, you can read our review by clicking the review button. We generally recommend using an exchange or platform with good track record, great reputation and positive feedback from its customers. The better option for you as customer, the better ranking we give them.

Coinbase Pro
A more complex crypto exchange for advanced users. Generally better exchange rates than the normal Coinbase app.
Gemeni
Buy Bitcoin and crypto instantly with Gemini.
Paxful
Paxful got over 350 different deposit methods in order to get started with crypto investing.
FTX
Trade With FTX Anywhere & Anytime.
KuCoin
One of the exchanges available in most places around the world, with among the lowest fees and among the best compatibility for transfers between various blockchains.
Crypto.com App
Making crypto trading, staking and investing simple. Directly from an app.
Coinbase App
Buy and sell cryptocurrencies easily. Coinbase App is where you can go.
Bitget
One of the world’s largest cryptocurrency copy trading platforms.
Crypto.com Exchange
Trade over 200 crypto pairs from one of the leading exchanges. They also got their own debit card for all users.
Gate
Gate IO can be your gateway to everything related to crypto – with over 1400 cryptocurrencies to trade in a safe, quick and easy manner.
eToro
Get inspiration from the markets’ best traders for free! Discover the worlds’ best social crypto trading site, with or without CFDs.
AvaTrade
A reliable CFD crypto broker that’s been around for 15 years and is regulated in 5 continents.
Skilling
Crypto CFD Trading, With or Without Leverage. Rapid Execution & The Lowest Spread.
Binance
Largest on crypto. Over 200 cryptocurrencies to trade, both currency exchange with a wallet, CFD trading, staking and much more.
StormGain
Try a better crypto exchange. Discover StormGain, you too!
Poloniex
A very professional crypto exchange more targeted to advanced traders. Good reputation and big variety of coins and tokens.

Above are the best crypto exchanges, platforms and brokers offering funding with Visa card.

Summary

Visa card is a popular funding method in crypto exchanges. With this banking option, you can safely make deposits to crypto exchanges. If you use credit cards, you will also get a chance to grow your credit rating, and you can also make convenient payments when you don’t have cash in hand. You should note that Visa card payments will usually reflect in your account within a few minutes. The cost of the transaction will vary depending on the crypto exchange you use, but the payment processor itself charges very low fees for the deposits.

Advantages

It offers high levels of security for credit card users.
You can get reward points for the purchases.
It can help you build your credit rating.
It offers convenience as you don’t have to get cash in hand.
You can easily keep track of your investment.

Disadvantages

Many exchanges charge very high fees for credit and debit card deposits.
You can easily fall into credit card debt.
Some banks don’t allow their credit cards to be used in exchanges.
You might lose more money because of account fees and interest.
While it is secure, it is still a prime target for scammers.

What is VISA?

Visa works as an electronic payment processor and doesn’t issue any credit or debit cards themselves. In order to get a Visa card, you will have to make an application at your bank. In crypto exchanges, brokers and platforms, users can deposit fiat currencies into their accounts with credit cards, and they can also use the cards to directly purchase specific cryptocurrencies. With Visa card, payments will be processed quickly, and this is extremely important for crypto traders. The only exception where VISA rarely can be used is for Decentralised Exchanges (DEX).

VISA Costs

Visa charges a transaction fee of 1%, but the actual cost of the transfer will vary depending on the bank you use. The average transaction fee charged by the issuing bank is around 2% of the amount transferred. You should note that crypto exchanges also charge fees for Visa card transactions, and these costs are usually higher than those of other deposit methods. You may also have to pay foreign transaction fees when using Visa card to buy cryptocurrencies.

Transaction speed for VISA

Visa processes about 1700 transactions every second, and this is significantly faster than many other deposit options. The payments are usually completed within 48 hours as they have to go through multiple steps, but the transactions will usually reflect in minutes. It is worth noting that one of the biggest benefits of this deposit method is the fact that it processes transactions quickly. Most blockchains are compared to Visa card when evaluating their transfer speeds.

VISA Deposits: How to buy crypto with your Visa card?

In order to make Visa card deposits in crypto exchanges, you should follow these steps:

1. Go to the crypto exchange site or application and log into your account.
2. Complete any verification steps required.
3. Open the purchasing options for crypto and select Visa card.
4. Enter the amount you want to buy, the local currency you want to use, and the cryptocurrency you want to purchase.

Once you confirm everything, a pop up window will appear to ask you for the credit card details.
You can now confirm the transaction and check your balance to see the cryptocurrencies you purchased.

Which are the main countries where VISA is used?

As one of the biggest payment processors in the world, Visa card is accepted nearly everywhere. If a merchant accepts credit cards, it is almost guaranteed that it takes Visa card. Some of the main countries where the card is used include the United Kingdom, the USA, France, Italy, Spain, Germany, and India. A few places where it is banned include the Balkans, Albania, Bosnia, and Macedonia.

Can you withdraw with VISA cards?

Yes, almost all exchanges that support Visa card for deposits will also process withdrawals through this method. The advantage of making withdrawals using this method is that the funds will be instantly available for your daily use.

Reputation of VISA

Visa is the most popular payment processor in the world, and it is ranked higher than MasterCard, American Express, and PayPal. This funding option is considered safe and highly reliable. Also, most major banks offer Visa cards, and this makes it quite convenient to use.

VISA FAQ

Here are some of the most frequent questions that Crypto Lists received about depositing to exchanges and platforms with Visa credit and debit cards.

Is it safe to use VISA for cryptocurrencies?
It is fairly safe to use this credit card for cryptocurrency purchases, but you need to be careful when clicking links in your email or SMS. To make sure you’re never a victim of identity theft, you should only click official links like the ones listed at CryptoLists.com.

How do I set up VISA?
You can apply for a Visa card online or in physical bank branches. Usually, the cards are processed within minutes, particularly when you use the online application option. It is important to confirm whether you bank offers Visa credit or debit cards as some institutions don’t support this payment option.

Are Visa card transactions instant?
Visa card transactions will usually reflect within seconds, and this makes the payment option great for time-sensitive transactions. For some payment processors, such as BTC Direct, it may take up to a few hours if you make the transaction out of office hours (like 8 PM on weekends).

When was VISA founded?
The origins of this payment processor can be traced back to September 1958, when Bank of American launched the first electronic payment cards. Visa as the international payment system was born in 1976. However, Visa Inc. was founded in 2007, when the company merged its businesses under one umbrella.

Where is the mother company based?
The company is based in Foster City, California. However, it has multiple branches all around the world.

Does this deposit method only work on Apple devices?
No, it works on all devices, and you will usually need to be connected to the internet in order to make the payments

Have you still got a query about this? Feel free to ask us, and we’ll do out best to include your questions about Apple Pay within short. By sending us your question, others will also be helped.

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