Credit Card for Crypto Deposit? See Top 22 Sites

Blue Credit CardDid you know that credit cards can be used as a deposit method to buy Bitcoin, Ethereum and other coins and tokens?

Not only debit cards are accepted as funding method when buying crypto. Credit cards are a simple and equally fast deposit method used when transacting with cryptocurrency. In a matter of seconds, you can own a cryptocurrency of your choice.

The most accepted credit cards include the VISA credit card, Mastercard, and American Express (AMEX) for cryptocurrency deposits. Get started with an easy deposit method using your mobile site, and go and deposit with your Credit Card and buy Bitcoin with creditcard. These cards use cash advances that must be paid back in the future. You can get a credit card from your bank if you have a good credit history to ensure you can make transactions with Crypto sites that accept credit cards. The benefit of the card is that it has excellent consumer protection on purchases related to fraud. Find a suitable crypto site where you can use credit card to get started with an effortless deposit.

There are 17 crypto trading sites supporting Credit Cards and 5 crypto casinos which support Credit Cards as deposit method as seen in the toplists below.


Top 17 sites for buying, selling and trading crypto with credit cards

This is the toplist with the best sites to buy, sell or trade cryptocurrencies with a Credit Card. To learn more why a certain site is ranked the way it is, you can read our review by clicking the review button.

Trade crypto in the United States just like you would on!
eToro US
Benefit from the world’s best traders using eToro US’ trade mirroring service. Funds insured and guaranteed by FDIC-regulated banks.
Buy bitcoin & crypto from a trusted exchange suitable for almost everyone.
One of the best exchanges for global crypto enthusiasts that’s available in most countries.
One of the exchanges available in most places around the world, with among the lowest fees and among the best compatibility for transfers between various blockchains.
Your one-stop-shop experience for purchasing, selling, and swapping cryptocurrencies.
Swissborg offers flexible staking yields, from a crypto platform with European license.
Buy and sell cryptocurrency on Bitfinex, the home of advanced digital asset trading.
Get inspiration from the markets’ best traders for free! Discover the worlds’ best social crypto trading site, with or without CFDs.
One of the fastest functioning and hottest up and coming crypto exchanges. Try it and see for yourself!
Avoid Scam Sam and his team, that went bankrupt after spending client money on their own token and external crypto projects.
MEXC Global
Trade cryptocurrency on MEXC and benefit from 0% maker fees and support in 16 languages
Hodl Hodl
Trade globally on Hodl Hodl, is your go-to P2P Bitcoin platform that doesn’t hold your funds
Paxful got over 350 different deposit methods in order to get started with crypto investing.
Try a better crypto exchange. Discover StormGain, you too!
Largest on crypto. Over 200 cryptocurrencies to trade, both currency exchange with a wallet, CFD trading, staking and much more.
Skilling offer crypto CFD trading with rapid execution & the lowest spread for BTC and ETH among the CFD brokers.

We generally recommend using an exchange or platform with good track record, great reputation and positive feedback from its customers. The better option for you as customer, the better ranking we give them.


Top 5 casinos with support for Credit Cards Games
Win Crypto Jackpots, Play Anonymously, and enjoyInstant Cash Outs with Cash Games.


Bitdreams Casino
Dreams have no limits. Enjoy a fabulous crypto casino experience with a generous bonus & a wide range of deposit options.
7000+ games


Crypto Casino where the More you Play, the Higher your Reward.
2500+ games


BC Game
Providing community-based crypto casino for the best experience possible, both for betting and slot lovers.
2000+ games


Crypto Games
Crypto Games gives more than they take, give it a try and stay awake.
10+ games



It is simple to use credit cards as a deposit option only if your card issuer and crypto exchange site allow it. However, most allow it and if there is a problem, then call your credit card company first and try another time. Most reputable crypto sites allow you to buy both Ethereum and Bitcoin with credit card – and even many other cryptocurrencies. Some crypto sites do not allow card deposits because they are cash advances. Additionally, some card issuers do not allow deposits for security reasons concerning cryptocurrency. There is still a growing interest in credit cards for cryptocurrencies and for every month that goes, more card providers are forced to accept funding into one of the world’s fastest growing industry. Alternatively, try another deposit method.


+Credit cards for the purchase of crypto can build your credit history.Advantage - logo
+The measures in place for credit cards use offer excellent fraud protection.
+Users of credit cards can purchase crypto if they have insufficient funds.
+Credit cards deposits earn rewards or count towards a signup bonus.
+It increases the purchasing power of users while buying crypto.


-Card issuers do not facilitate their users to purchase cryptocurrency.disadvantage logo
-Users incur high-interest rates and fees while purchasing from a cryptocurrency exchange.
-Improper use while purchasing crypto directly affects your credit score.
-There are cash advance penalties and loss of a grace period.
-It is susceptible to a high potential for scams and foreign-exchange fees.

What is a Credit card?

A credit card is a payment card in which charges are made against a line of credit instead of the account holder’s cash deposits. The purchases accrue a balance that must be paid off monthly. You can use it to buy Bitcoin, Ethereum, or other cryptos as long as the credit card company and the exchange selling the cryptocurrency allow it. Most cryptocurrency exchanges only accept Visa and Mastercard as their trusted deposit options.

Credit Card Costs When Buying Crypto

The cryptocurrency exchange will likely charge a percentage of the transaction amount to buy Bitcoin with a credit card. The exchange charges for the service might be an additional fee when funding your account with such a card, but not always. Some crypto exchange sites charge a fee for every deposit and an additional 5% fee, while others only charge 2% or even less. There is usually a one-time fee when taking an advance of 2% to 5% of the amount tacked to the account balance. You can incur a foreign exchange fee of 3% for transactions in other currencies, so always try to choose your base currency.

Transaction speed for Credit card

The transaction speed is usually less than 30 seconds to buy Bitcoin with a credit card. Using VISA takes a few seconds less to make a transaction, while a MasterCard takes slightly longer. AMEX takes 1 to 3 seconds to facilitate its transactions. Matters such as clearance with the bank or credit union can hold up transactions and must be dealt with accordingly. People tend to use credit cards due to the quick transfer speed that lets them facilitate their cryptocurrency exchanges.

Credit card Deposits

1. Research if your credit card allows cryptocurrency transactions and the fee charged. Check the top list above.
2. Choose a credit card from the list of deposit options.
3. Put in the deposit amount and press GO.
4. Finalize the transaction with a verification method of your choice, such as Face ID, Touch ID, or PIN code on your mobile device.

Funding your cryptocurrency account by inputting your card information and linking the card to the exchange account is similar to the checkout payment process for online merchants.

Which are the major countries where a Credit card is used?

The major countries that use the cards include Canada, the United States, Norway, Luxembourg, Spain, Netherlands, Japan, China, the United Kingdom, Italy, Australia, Brazil, and Switzerland.

Where is deposit with credit cards to crypto forbidden?

Some of the countries with rather hard legislation, often blocking transactions, include Afghanistan, Albania, Bahamas, Barbados, Bosnia and Herzegovina, Canada, China, Germany, Ghana, Guinea-Bissau, Haiti, Iraq, Jamaica, Japan, Lebanon, Macao, Morocco, Pakistan, Panama, Singapore, Turkey and United States.

Can you buy Bitcoin with a Credit card?

Yes, there are several individuals using Credit cards as their preferred deposit method when buying Bitcoin. You can use it too. However, it’s also possible to buy Solana and BNB, among other cryptocurrencies, with this or another deposit method

Can you buy Ethereum with a Credit card?

Yes, Ethereum is the second most popular cryptocurrency to purchase through a Credit card. In less than 30 seconds, you can purchase Ethereum with the simplicity of Credit cards. Go to the top list above and select a crypto exchange to get started.

Can you withdraw as well?

You can withdraw via the card, but requesting a cash advance can cost a lot, and you will pay a higher interest rate on the cash you withdraw. You can remove it from a cash machine or get some money back when you pay with your card in a store. Additionally, the withdrawals incur a daily interest from the time you withdraw.

Credit card FAQ

Below are a few frequently asked questions related to credit card funding of crypto exchanges.

Is it safe to use a Credit card for cryptocurrencies?
The cards are safer as they protect users from fraud and scams. Avoid using untrustworthy links when using your credit cards. It is good to use official links such as those on

Is Credit card deposits instant?
Yes, the payments are almost instant, taking around 1 to 3 seconds per transaction.

When was the Credit card founded?
The first one was invented in 1950 by Ralph Schneider and Frank McNamara.

Reputation of Credit card
People use credit cards to buy cryptocurrency since they are secure and reliable cards. It is convenient to purchase popular cryptocurrencies within seconds of transaction. In the cases where the transactions are not cleared soon enough, the main alternatives include bank wire transfers or debit card payments.

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